Newport Beach CD Rates

Many people start planning for their retirement years and years before they reach it. They put money away into different investment strategies, like certificates of deposit (CDs). That’s something that Newport Beach Banking Rates wants to help you with. Our network of financial experts could help you find the best CD rates. You’ll rest easier knowing that your future is safe and healthy.

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Newport Beach Banking Rates could also help you find competitive money market rates, if that’s what you prefer. You should spend your retirement playing golf at the Shady Canyon Golf Club, not stressing out about money.

Current Newport Beach CD Rates News

 

Best Newport Beach CD Account Rates

Featured RateBank / Credit UnionAccount Type
1.80%
As of August 30, 2010

View Rate Details
Discover Bank
Discover Bank
CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
2.00%
As of August 27, 2010
View Rate Details Partners Bank of CaliforniaCD Account
2.00%
As of May 20, 2010
View Rate Details Pacific Alliance BankCD Account
1.80%
As of August 25, 2010
View Rate Details Excel National BankCD Account
1.80%
As of August 25, 2010
View Rate Details Saigon National BankCD Account
1.80%
As of August 25, 2010
View Rate Details Honda Credit UnionCD Account
1.77%
As of September 1, 2010
View Rate Details E-Central Credit UnionCD Account
Bank / Account TypeRate ChangeDate
 Rancho Credit Union - 2 Year CD Account1.12% to 1.08%Sep 1, 2010
 Rancho Credit Union - 6 Month CD Account0.39% to 0.38%Sep 1, 2010
 Gilmore Bank - 12 Month CD Account0.50% to 0.75%Aug 30, 2010
 Capstone Credit Union - 12 Month CD Account0.75% to 0.55%Aug 27, 2010
 Capstone Credit Union - 6 Month CD Account0.65% to 0.35%Aug 27, 2010
 Inland Valley Credit Union - 12 Month CD Account0.65% to 0.55%Aug 27, 2010
 

Best CD Rates, IRAs and Investments in Newport Beach

Newport Beach Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Newport Beach credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Newport Beach Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Newport Beach, CA

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Newport Beach Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Newport Beach:

Serving the Following Newport Beach Zip Codes:

Hacienda HeightsManhattan BeachOrange
CupertinoAlhambraCorona
Mill ValleyLong BeachSunnyvale
West CovinaRancho CucamongaSanta Maria
Santa ClaraModestoPalm Springs
92657 92658 92659 92660 92661 92662 92663

Other Newport Beach Specials: Newport Beach Insurance Rates